Easy TX
Specializing in providing personalized home loan solutions
Our Loan Options
Fixed-Rate Mortgages (FRM)
Your go-to choice, with this mortgage, your monthly payments for both the loan amount and interest stay the same throughout the entire loan period.
Adjustable Rate Mortgages (ARM)
Payments can change based on market conditions after a fixed period. They often start with a stable interest rate before adjusting.
Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM)
A mix of fixed and adjustable-rate features. You get a fixed rate for a set time, then it may adjust later.
FHA Loans
Backed by the Federal Housing Administration, these loans offer low rates with a small down payment.
VA Loans
Especially for military veterans, these loans come with great benefits like low rates and no down payment.
Interest-only Mortgages
Pay only interest for a certain time, not the loan amount. Useful for certain situations.
Commonly used indexes for
ARM
Discover the key factors that affect ARM mortgage rates.
Balloon Mortgages
Start with a fixed rate, but the full loan amount is due at the end of the term.
Components of an ARM
Learn about the ins and outs of adjustable-rate mortgages before making a decision.
Reverse Mortgages
Seniors can convert some home equity into cash while still living in their homes.
Graduated Payment Mortgages
Payments go up for a set time, then stay the same. Good for certain financial strategies.