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Easy TX

Specializing in providing personalized home loan solutions

Our Loan Options

Fixed-Rate Mortgages (FRM)

Your go-to choice, with this mortgage, your monthly payments for both the loan amount and interest stay the same throughout the entire loan period.

Adjustable Rate Mortgages (ARM)

Payments can change based on market conditions after a fixed period. They often start with a stable interest rate before adjusting.

Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM)

A mix of fixed and adjustable-rate features. You get a fixed rate for a set time, then it may adjust later.

FHA Loans

Backed by the Federal Housing Administration, these loans offer low rates with a small down payment.

VA Loans

Especially for military veterans, these loans come with great benefits like low rates and no down payment.

Interest-only Mortgages

Pay only interest for a certain time, not the loan amount. Useful for certain situations.

Commonly used indexes for

ARM

Discover the key factors that affect ARM mortgage rates.

Balloon Mortgages

Start with a fixed rate, but the full loan amount is due at the end of the term.

Components of an ARM

Learn about the ins and outs of adjustable-rate mortgages before making a decision.

Reverse Mortgages

Seniors can convert some home equity into cash while still living in their homes.

Graduated Payment Mortgages

Payments go up for a set time, then stay the same. Good for certain financial strategies.

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